If you work from home, you likely already have a plan in place for you, your family, and your home in case there's a natural disaster. But you also need to reconsider what precautions and steps you need to take in order to safe your business. Some losses may be covered with your basic assurance (and you'll want to seek those options with your assurance enterprise too) but there are supplementary steps.
- invent A Plan -As mentioned, you likely have a plan for your family, home, and pets, but what about your business? You're going to want to be able to get back to work as soon as possible - for both financial and emotional reasons - so take the time to plan what you will do if and when there's a disaster.
Cell Phone Backup
- Backup Your Files -You'll want to make copies of all your foremost files and, if possible, keep them in an off-site location. Rescue your files in different formats and different locations, helps make sure at least one copy is protected.
- Keep Good Records -One of the biggest things that will allow you to bounce back quickly from a disaster is holding good records. Yes, you should backup your files, but if those files are disorganized and confusing, you'll be almost beginning from scratch anyway.
- Power/Internet -If the power goes out, your Internet is likely out too. Have an extra battery for your laptop or a backup power source for your desktop. reconsider having a cell phone plan that allows tethering if, in an emergency, you'll need to get online.
- Have Some Savings -Even if you have insurance, you're going to want to put away some money ordinarily to cover a disaster. This will especially help you get back on your feet quickly, as filing and resolving claims can be a long process.
- general Home Precautions -Have a smoke detector, fire extinguisher, first-aid kit, and other supplies in your home. Keep tabs on possible storms (tornados, hurricanes, etc.) that are arrival your way. This will help you riposte quickly if things escalate.
- Temporarily Relocate -Once everyone is safe and secure, it will be foremost to get back to work. In an especially bad disaster, this could take days or weeks, which could mean lots of lost revenue. reconsider what your options could be to temporarily relocate so you can keep your enterprise afloat.
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